When a big storm rolls through and hail starts pounding your roof, it’s normal to worry about what kind of damage might be happening up there. Once the skies clear, many homeowners are left wondering: “Will my roof warranty cover this?” The short answer is—it depends. Let’s break it down in simple terms.
What Does a Roof Warranty Usually Cover?
Roof warranties generally come in two types:
- Manufacturer’s Warranty: This covers defects in the roofing materials. For example, if the shingles wear out too early or fall apart because of a flaw in the product.
- Workmanship Warranty: This is offered by the roofing contractor and covers mistakes made during installation, like improper sealing or alignment.
Neither of these warranties usually covers hail damage. That’s because hail isn’t considered a defect in materials or workmanship—it’s a natural disaster.
So, Is Hail Damage Ever Covered?
Not by the typical roof warranty. But don’t panic! There’s still a way to get help:
Homeowners Insurance: This is your best bet for covering hail damage. Most policies include protection against storms, wind, and hail—especially if you live in an area where hail is common.
To be safe, always check your individual policy and talk to your insurance agent. Some insurance plans have specific exclusions or require extra coverage for hail.
Signs of Hail Damage to Watch For
You might not notice hail damage right away. Here are a few signs to look out for after a storm:
- Dents or cracks in shingles
- Missing granules (the gritty stuff on top of shingles)
- Leaks in your attic or ceiling
- Broken or clogged gutters from flying debris
- Even if your roof looks okay, hail can still weaken it over time—so it’s a good idea to get it checked.
What Should You Do After a Hailstorm?
- Inspect your property (safely)—look for obvious damage.
- Take photos for your records.
- Call a professional, such as Silver Lining Property Restoration, to determine the extent of damage and get an estimate.
- Contact your insurance company to file a claim if needed.
Need Help? We’ve Got You Covered.
In the unfortunate event of hail damage, professional property restoration services play an important role in assessing and repairing the damage. At Silver Lining Property Restoration, we’re committed to providing exceptional property restoration services that exceed your expectations.
From emergency response to complete restoration, we’ll be by your side every step of the way, helping you restore your home and your peace of mind. Contact us today to learn more about our services and how we can help you recover from hail damage.